摘要 Abstract 

本演講將介紹密碼學在金融科技中的核心角色，包括交易安全、身分驗證與資料保護等應用。同時探討在快速數位化環境下，面臨如量子威脅、加密演算法更新與合規挑戰等議題，說明未來可能的發展方向與因應策略。

This talk introduces the essential role of cryptography in FinTech, covering applications such as transaction security, identity verification, and data protection. It also discusses emerging challenges—including quantum threats, evolving encryption standards, and regulatory requirements—and highlights future trends and strategic responses for securing financial technologies.